Politics NZ Politics

Who will get your vote in this years election?

  • National

    Votes: 17 26.2%
  • Labour

    Votes: 13 20.0%
  • Act

    Votes: 7 10.8%
  • Greens

    Votes: 9 13.8%
  • NZ First

    Votes: 5 7.7%
  • Māori Party

    Votes: 3 4.6%
  • Other

    Votes: 11 16.9%

  • Total voters
    65
  • Poll closed .
Banks love lending money secured against property. The figures might stack up on paper but in the real world there are maintenance issues that come up, vacancies and cost increases for rates, insurance etc. It takes quite a few years for small investors to show a return, with the exception of the last ten years, especially the crazy covid house inflation period.
I believe banks lending led to the GFC and think it plays a big part in our current situation across many spectrums. Their lending doesn’t continue in that fashion though when our current situations arise and as mentioned, I’m hearing of many being turned down that seemingly have a reasonable deposit and from the outside look as though they could service it. Though peoples spending habits can also play apart. Plenty of those people would lose those properties under normal conditions, but the rises in the areas that would normally see a mortgagee sale gets shifted on as a rent rise.
 
I believe banks lending led to the GFC and think it plays a big part in our current situation across many spectrums. Their lending doesn’t continue in that fashion though when our current situations arise and as mentioned, I’m hearing of many being turned down that seemingly have a reasonable deposit and from the outside look as though they could service it. Though peoples spending habits can also play apart. Plenty of those people would lose those properties under normal conditions, but the rises in the areas that would normally see a mortgagee sale gets shifted on as a rent rise.
The people you mention being turned down by the banks, are they buying a rental or their own home?
 
You wanted my definition so thats what I think it is.
Those principles, rules and outcomes have often been set in place by white men so it’s often swayed in their favour. Groups that have been left from setting these in place for better outcomes for those they are representing seem to be being fought by the right.
 
Those principles, rules and outcomes have often been set in place by white men so it’s often swayed in their favour. Groups that have been left from setting these in place for better outcomes for those they are representing seem to be being fought by the right.
Disagree, our society has evolved for a survival of the fittest type of ‘best solution for the job’. A lot of things are based on human nature.

For example our place names, street names, bridge names, etc are based on ease of communication and based around 7 letters being the optimal for human memory. We have had a surge in Maori naming where they are a sort of string of words telling a story. Great in theory but in practice everyone ignore them because they are impractical. Nothing wrong with Maori names - I live in Tauranga, but a local park has been renamed Te papa o Nga Manu Porotakataka and nobody bother to use it…
 
Disagree, our society has evolved for a survival of the fittest type of ‘best solution for the job’. A lot of things are based on human nature.

For example our place names, street names, bridge names, etc are based on ease of communication and based around 7 letters being the optimal for human memory. We have had a surge in Maori naming where they are a sort of string of words telling a story. Great in theory but in practice everyone ignore them because they are impractical. Nothing wrong with Maori names - I live in Tauranga, but a local park has been renamed Te papa o Nga Manu Porotakataka and nobody bother to use it…
Personally I’m seeing the rise of the Maori language across the country and a willingness to communicate in at least basic greetings. I think what separates each country and its identity is its indigenous element. Us whites are just boring vanilla.
 
Disagree, our society has evolved for a survival of the fittest type of ‘best solution for the job’. A lot of things are based on human nature.

For example our place names, street names, bridge names, etc are based on ease of communication and based around 7 letters being the optimal for human memory. We have had a surge in Maori naming where they are a sort of string of words telling a story. Great in theory but in practice everyone ignore them because they are impractical. Nothing wrong with Maori names - I live in Tauranga, but a local park has been renamed Te papa o Nga Manu Porotakataka and nobody bother to use it…

Funny coming from someone who calls Aoteroa....'New Zealand'.

You better warn the Welsh, the Afrikaans speakers, the Spanish, the Fins, the Germans, Dutch, Irish, Icelanders, Russians, Norwegians that they need to rename their places.
 
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Funny coming from someone who calls Aoteroa....'New Zealand'.

You better warn the Welsh, the Afrikaans speakers, the Spanish, the Fins, the Germans, Dutch, Irish, Icelanders, Russians, Norwegians that they need to rename their places.

Mate how many of those nations predominately use English? Norwegians dont even have native language tv. And thats in their ethnically homogenous home country.
 
Wages are all the inflation now? The minimum wage should be banded to actual inflation, so people earning the minimum aren't going backwards. Not the imaginary number we 'hope' to get to.
Sorry, but I disagree. The increase in the minimum wage should be adjusted annually to whichever is greater out of the rise in the medium wage or the rate of inflation. That’s a far better way of ensuring things aren’t going backwards.

We’ve gotten things really wrong when, if the information on the radio this morning is accurate that a single woman with three children not working has a greater take home pay each week than a married nurse with three children.

Unless we’re going to keep squeezing more tax out of everyone, no country can afford to keep going like that.
 
Sorry, but I disagree. The increase in the minimum wage should be adjusted annually to whichever is greater out of the rise in the medium wage or the rate of inflation. That’s a far better way of ensuring things aren’t going backwards.

We’ve gotten things really wrong when, if the information on the radio this morning is accurate that a single woman with three children not working has a greater take home pay each week than a married nurse with three children.

Unless we’re going to keep squeezing more tax out of everyone, no country can afford to keep going like that.
34000 teenagers on job seeker benefit= dole. Easy money.
 
We’ve gotten things really wrong when, if the information on the radio this morning is accurate that a single woman with three children not working has a greater take home pay each week than a married nurse with three children.
Jeez I wouldn’t mind seeing a bit more around the breakdown of that, like the hours the nurse is working? Etc etc. Also do the the fathers contribute to the bringing up of the single mothers children?
 
34000 teenagers on job seeker benefit= dole. Easy money.
blah blah blah bash the beneficiaries, they're all bludgers. You should put a trigger warning with that Dean.

This system we live under needs unemployment to keep wages low. That's neoliberalism. So don't come with that rubbish above.

And again, any long term beneficiaries will have complex issues.

Nothing like a good right wing trope though.
 
blah blah blah bash the beneficiaries, they're all bludgers. You should put a trigger warning with that Dean.

This system we live under needs unemployment to keep wages low. That's neoliberalism. So don't come with that rubbish above.

And again, any long term beneficiaries will have complex issues.

Nothing like a good right wing trope though.
An alternative way to look at it is that you need unemployment to keep domestic inflation under control.
 
Well quite. Doesn't stop the bashing of beneficiaries and kicking people while they're down it seems, even though it's part of the economic system.
It’s a tough one & can be quite circular. Minimum wage increases cascade across the whole pay structure and have been a key driver of cost pressure for companies & subsequently price increases for goods & services. Rather than an attack on the poor I see it as part of a broader attempt to moderate inflation.
 
blah blah blah bash the beneficiaries, they're all bludgers. You should put a trigger warning with that Dean.

This system we live under needs unemployment to keep wages low. That's neoliberalism. So don't come with that rubbish above.

And again, any long term beneficiaries will have complex issues.

Nothing like a good right wing trope though.
You are deluded if you think its right to have 34000 teenagers picking up the dole. You are condemming them to poverty and not reaching their potential. The reason we have so many young people in this situation has nothing to do with capitalism, it is because of lack of education, motivation and an easy alternative that will eventually destroy any prospects they may have.
Don't whine on about lack of jobs either. They are there for willing workers.
 
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